Smart UnderWriter

Accurate, Auditable, Transparent Process

Empower your underwriting teams with the power of Business Rules Automation. Thanks to IBM Decision Center infrastructure now all rules are governed by business teams and IT requirements are down to a minimum. There is no need to wait.

Let our SMEs engage with your Underwriting teams and customize our Life Underwriting Templates to your needs, so that the Life Insurance UnderWriting  process is always accurate, auditable and transparent.

Scope Of Governed Rules

  • Cover Authorisation Limits
  • Smoking Habits
  • Extreme and Adrenaline Sports
  • Company Ownership and Financial Risks
  • Age, Gender
  • Income, LifeStage
  • Body Mass Index
  • Medical History, Existing Illness
  • Residency Address
  • Expat information
  • Occupational Risks
  • ReInsurance
  • Economic Sanctions
  • FATCA Rules
  • Product Based Specific UW Rules
  • Existing Policy Controls
  • Previous UW Decisions
  • Claim History

Health Insurance Solutions

JSure Health Insurance Platform

JSure Health Insurance Platform

JRules for Policy

JRules for Policy

JPolicy Maker for Contract Management

JPolicy Maker for Contract Management

JMed Master

JMed Master

JSure B2B

JSure B2B



JPharma Catalog

JPharma Catalog

JPacks for Medical Image Transfer

JPacks for Medical Image Transfer

Market Acoustics - Next Best Action Suite

Market Acoustics - Next Best Actions Suite

Our vertical expertise sets us apart

We are ranked among the best providers in EMEA region




Change your bank’s approach to develop more significant customer bonds and generate fresh business expansion prospects.



Drive your insurance company forward with our tailored solution packages for a wide variety of next generation insurance products.


Public Services

Shift your service quality covering the demands and expectations of citizens with seamless online transactions.



Unleashing your data by our innovative solutions helps you increase the validity of the supply-demand balance planning by accurate estimation.



In this hostile and demanding environment, we help you shift to profitability by optimizing your stocks and managing competition.

Get in touch

We are here to help your business reach its goals